Federal Student Loan & Debt Support


Need Help with Federal Student Loans or Credit Card Debt? Free, One-on-One Financial Support

Whether you're exploring repayment options, applying for student loan forgiveness, or struggling to manage debt, help is available. Through our partnerships with The Institute of Student Loan Advisors (TISLA) and the National Foundation for Credit Counseling (NFCC), students and graduates can access free, personalized guidance to help navigate federal student loans and other financial challenges.

Find the Support That's Right for You!

NFCC: One-on-One Student Loan and Credit Card Debt Counseling

The National Foundation for Credit Counseling (NFCC) connects you with a nonprofit financial counselor who can help with:

  • Federal student loan repayment options
  • Understanding and applying for student loan forgiveness
  • Managing student loan payments
  • Credit card debt
  • Budgeting and managing monthly expenses

How to get help: Connect directly with a counselor who can discuss your individual situation, answer questions, and help you explore your options. The Scholarship Foundation of St. Louis - NFCC - National Foundation for Credit Counseling

TISLA: One-on-One Student Loan Help by Email

The Institute of Student Loan Advisors (TISLA) provides free, personalized guidance to help you understand:

  • Federal student loan repayment options
  • Student loan forgiveness programs
  • Deferment and forbearance
  • Loan servicer questions and concerns
  • Default and repayment challenges

How to get help: Email your questions and receive individualized guidance from a student loan expert. tisla@freestudentloanadvice.org

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